Hard as it is to believe, there are only a few more months until the December holidays. And then we are back to January—and those pesky New Year’s resolutions. You know: lose weight, exercise more, get a handle on our finances.
And we mean to follow through. We really do. But something happens—or more precisely, life happens—and we just don’t have the time or energy or the incentive to do the things we said we wanted to do. More >>