Why Retirees Have to Talk About Long-Term Care

We all avoid certain tasks in our lives, whether it’s something small like our gym schedule, or something bigger, like spring cleaning. But one thing that should never be avoided is making a long-term care plan. Many of us know...
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LTC 101: Traditional LTCi

Traditional long term care insurance (LTCi) is designed to help cover the expenses of long term care (LTC) services, many of which are not covered by health insurance, Medicare or Medicare Supplemental Insurance, and include personal and custodial care in...
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Extending Your Life Insurance Coverage

Ideally, you buy life insurance when your kids are young or you’ve purchased your first home, and you need the coverage only for about 20 years. By the time your policy nears the end of its term, your kids are...
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Indexed Annuities: What Are They?

An indexed annuity is a fixed annuity that earns interest or provides benefits linked to an external reference or an index. The value of the index might be tied to a stock or other index. One of the most commonly...
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LTC 101: the Purpose of LTCi

The phrase ‘long term care’ (LTC) refers to the assistance that people with serious illness, injury or cognitive impairment require with activities of daily living. This skilled care is provided by nurses, therapists or other healthcare professionals. More...
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Whole vs. Term Life Insurance: Which Do You Need?

Are there people counting on you for income? If you died tomorrow, are there people – like your parents – who would be stuck with the funeral costs? Do you have a plan in place to make sure you don’t...
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Life Insurance Awareness Month – Real Life Stories

Jason and Nicole Sherman had a lot on their plate. As parents of a 2-year-old and with another on the way, this couple—in their early 20s—were also juggling the demands of school, Jason’s sales job and running Nicole’s in-home daycare....
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Life Insurance Awareness Month – Real Life Stories

When John and Anne Gongos met, they knew at once they were meant to be together. And so they began creating a life together built on respect, faith and raising their three children. As their family grew, John’s business, Gongos...
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Life Insurance Awareness Month – Real Life Stories

Steven and Ngoc Anh Tang left Vietnam to pursue the American dream: They wanted their children, Jimmy and Nancy, to have a better life. Their insurance professional Annie Vu also helped them secure their children’s financial future in case the...
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