Real Life Stories – It’s About Family

Jenny was single and in her 20s, but that didn’t mean she wasn’t thinking about the future. In fact, she knew she wanted to have a family one day and that saving for retirement—even this early on—was a priority. More...
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When To Buy Life Insurance

Life insurance is somewhat opposite of automobile insurance. Rather than having high prices at a young age that reduce as you get older, life insurance begins inexpensive and becomes more costly as you age. The reason being is quite simple:...
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New Year’s Eve Facts and Trivia

New Year’s Eve is a time for people to get together, reflect on the old year and welcome the new, and most of all party. While you’re drinking spirits or watching the ball drop, you might wonder where the holiday...
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Fixed Index Annuity Basics

Determining whether fixed index annuities are appropriate starts with understanding their design, purpose, and how they can fit with your financial goals. So, what are they? More...
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Video: The Purpose of Life Insurance

Learn about the various uses of life insurance including income replacement, supplemental income, final expenses, paying off debts, and long term care or chronic illness. More...
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Farm Families: Using Life Insurance in Estate Planning

Farm families can use life insurance to smooth the bumps in a transition from one farming generation to another. Done right, it provides funds not subject to estate taxes. It can help farming heirs buy out at least part of...
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Hybrid Life Insurance Policies Increasingly Popular As Long-Term Care Funding Strategy

While traditional stand-alone long-term care insurance (LTC) products have seen a drop in popularity in the past several years as a result of companies leaving the marketplace and of spiraling policy premiums, life insurance-backed long-term care financing strategies have experienced...
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Why Some People Should Have Two Or More Life Insurance Policies

You need life insurance if your death would hurt anyone financially. For many people, one policy is enough. But for some, two or more make sense. Your needs should drive the number and type of policies you buy. More...
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