Do I Need Disability Insurance?

Many workers spend years nurturing their ability to earn a paycheck. They complete specialized training programs, negotiate salary and score promotions. They take night classes, work overtime and find ways to make themselves indispensable to their employer. So what would...
Read more »

What is Insurance Underwriting?

Underwriting is the process of evaluating the risk of insuring a home, car, driver or individual in the case of life insurance or health insurance, to determine if it’s profitable for the insurance company to take the chance on providing...
Read more »

Whole Life vs. Term Life Insurance: Here’s What Matters to You

Life insurance is an important, yet often overlooked, household financial need. It not only protects your family, it also protects your income today and down the line. Make no mistake, not having a good life insurance policy puts a household...
Read more »

4 Reasons You Should Consider Life Insurance As a Planning Tool

If you’re like most people, you probably think you don’t need life insurance until you provide for a family of your own. Even then, life insurance may not be on your radar when it comes to financial planning. According to...
Read more »

Eight Ways Millennials Can Start Saving For Retirement

Retirement, though decades away for younger workers, requires years of savings – and many say you need to start while you’re young. In fact, one common rule of thumb is that you should have one full year’s salary banked by...
Read more »

Life Insurance Isn’t For the People Who Die, It’s For the People Who Live

Michael, 32, was a fit and healthy family man. As he left to run a 10K race, he kissed his wife, Traci, good-bye along with newborn Calvin and “big” sister Josie. He never made it home. As he crossed the...
Read more »

Life Insurance for Your Children: How Does It Work? Do You Need It?

Life insurance is one of the things that often comes up at important times in your life, when you get married, buy your first home or have children. Who needs life insurance is a question you might find yourself asking,...
Read more »

Real Life Stories – Protection During a Financial Storm

Being a small-business owner is rewarding. It gives you the freedom to do what you love and to control your destiny. This appealed to Mike Jaap, who took a wealth of experience and built a metal recycling business. It paid...
Read more »

10 Ways You Can Use Life Insurance

Life insurance is designed to protect your family and other people who may depend on you for financial support. Life insurance pays a death benefit to the beneficiary of the life insurance policy. Over the years, life insurance has also...
Read more »

Real Life Stories – It’s About Family

Jenny was single and in her 20s, but that didn’t mean she wasn’t thinking about the future. In fact, she knew she wanted to have a family one day and that saving for retirement—even this early on—was a priority. More...
Read more »