The Right Life Insurance Policy for You

Most of us are familiar with health insurance, auto insurance, and homeowners or renters insurance. But how much do you know about life insurance? Despite the fact that it’s one of the most important types of insurance to have, many...
Read more »

Here’s How Much Life Insurance You Need At Every Income Level

It’s not easy to put a price on your life. There’s a lot to consider to find out how much life insurance you need, including whether or not you have kids, a working spouse, a mortgage or other debt, and...
Read more »

What You Need to Know About…Inspection Reports

Inspection reports are typically required on policies with higher coverage amounts or for older age individuals. Most inspection reports are handled by a third party company contracted with the life insurance carrier. For more moderate coverage amount policies, the carrier...
Read more »

Retirees’ Top Financial Concerns All Revolve Around This 1 Thing

Though retirement is an exciting milestone to look forward to, the idea of it can be nerve-wracking. After all, there’s a host of financial unknowns associated with retirement, and living on a fixed income leaves many seniors struggling to make...
Read more »

Do I Need Disability Insurance?

Many workers spend years nurturing their ability to earn a paycheck. They complete specialized training programs, negotiate salary and score promotions. They take night classes, work overtime and find ways to make themselves indispensable to their employer. So what would...
Read more »

What is Insurance Underwriting?

Underwriting is the process of evaluating the risk of insuring a home, car, driver or individual in the case of life insurance or health insurance, to determine if it’s profitable for the insurance company to take the chance on providing...
Read more »

Whole Life vs. Term Life Insurance: Here’s What Matters to You

Life insurance is an important, yet often overlooked, household financial need. It not only protects your family, it also protects your income today and down the line. Make no mistake, not having a good life insurance policy puts a household...
Read more »

4 Reasons You Should Consider Life Insurance As a Planning Tool

If you’re like most people, you probably think you don’t need life insurance until you provide for a family of your own. Even then, life insurance may not be on your radar when it comes to financial planning. According to...
Read more »

Eight Ways Millennials Can Start Saving For Retirement

Retirement, though decades away for younger workers, requires years of savings – and many say you need to start while you’re young. In fact, one common rule of thumb is that you should have one full year’s salary banked by...
Read more »

Life Insurance Isn’t For the People Who Die, It’s For the People Who Live

Michael, 32, was a fit and healthy family man. As he left to run a 10K race, he kissed his wife, Traci, good-bye along with newborn Calvin and “big” sister Josie. He never made it home. As he crossed the...
Read more »