9 Retirement Planning Steps Experts Want You to Take Before You Turn 50

Forty percent of American workers aren’t confident that they have enough money to retire, according to a 2017 study by the Employee Benefit Research Institute. But as is the case with any challenge, the sooner you start preparing, the easier it...
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Follow These 3 Steps to Meet Your Financial Goals

If you want to reach your financial goals (big or small), it’s time to get schooled in financial literacy. Don’t worry. It isn’t as complicated as it sounds. Read on for three quick and easy tips you can follow to...
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Kids and Money: Do Your Kids Need Life Insurance?

Life insurance for babies likely isn’t on most new parents’ minds. “Baby policies,” as they’re euphemistically called, are not only for children still in diapers, but teenagers as well. The coverage is relatively inexpensive to purchase when your child is...
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10 Ways to Simplify Your Financial Life

I’ve found that complicated finances lead to procrastination and stress. Too much time is spent simply organizing papers and data to figure out where things stand. By then, people are too exhausted to make decisions or implement changes. If that...
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This Five-Step Guide Can Help You Choose the Best Life Insurance Cover

How much of life insurance is enough for an individual? The real answer, as is true for most important questions, is “Depends on your or your family’s situation”. There are a few rules of thumb to help you figure what’s...
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Do These 5 Things Right Now to Make Sure You Have Enough Money to Retire

For years, financial planners have espoused general formulas for determining the amount of income people will need in retirement. The most popular: the “70% rule,” which suggests that retirees will need to replace just 70% of their preretirement income to...
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Tax Reform Sparks Interest in Life Insurance and Secondary Markets

With many Americans reviewing their financial situation after the passage of the Tax Cuts and Jobs Act, it is important that any life insurance needs are also reviewed at this time. The reality is that many people do not think...
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Involving Your Kids in Financial Planning

Involving your children in your family’s financial planning process is important because everyone involved benefits from the experience, including your financial planner. I discovered this when one of my clients brought his son to a recent appointment. I’ve always encouraged people...
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How Millennial Leaders Can Create a Realistic Retirement Plan

Millennials might be accused of mindlessly spending their paychecks on avocado toasts and online shopping, yet up to 58% of them are also putting some money away for retirement. That’s the good news. The bad news is that millennial leaders aren’t saving...
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Why Life Insurance Has to Be Part of Your Wealth-Building Plan

While there are thousands of different life insurance plans available, they all fall into two categories: term and permanent insurance. Term, as the name implies, provides a benefit for a fixed period of time; 10 years, 20 years, and so...
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