How Much Life Insurance Do You Really Need?

Like annuities, the subject of life insurance tends to be one of the most controversial, hotly contested financial planning topics, often sparking debates bordering on fisticuffs between purveyors of policies, and those who eschew the juicy commissions such policies frequently...
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As Family Dynamics Change, Your Life Insurance Should, Too

As you move through your life, changes to the dynamics of your family and business life may have a direct impact on the type and amount of life insurance you need. The term “family” has a much different meaning today...
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Taxes on Life Insurance: Here’s When Proceeds are Taxable

Life insurance: It isn’t a fun topic to think about, but it’s an important investment that can protect and financially take care of your loved ones after you pass. The magic of life insurance — whether it’s a term or...
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6 Reasons Americans Don’t Have Life Insurance, and Why They’re All Bogus

Without life insurance, your loved ones might be left in the lurch financially if you were to pass away unexpectedly. But despite the importance of having life insurance, many Americans go without it, and for reasons that really read more...
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The 3 Biggest Things I Considered When Setting Up My Life Insurance Policy

As far as estate planning goes, if you have loved ones in your life, putting together a life insurance policy is up there in importance, right along with creating a will and saving for retirement. More...
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Best Ways to Manage Life Insurance Proceeds After a Spouse Dies

I handled all the household finances and bills throughout my 32-year-marriage to my husband, Dale. But when he suddenly died of a massive heart attack at 57 last year, I was so traumatized by the loss, I couldn’t think clearly...
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I Got a $1 Million Life Insurance Policy at Age 28, and Now That I Have a Family I Don’t Regret it for a Minute

Life insurance is an important part of any long-term financial plan. If anything happens to you, life insurance ensures your family can weather the financial loss of your regular income. Before I had kids, I found myself a $1 million...
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Help Your Clients Create A Legacy For Their Children

The thought of needing life insurance can be uncomfortable for some people. It can even be more difficult to think about when considering life insurance for our children. That’s why when discussing life insurance options for children with your clients,...
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How To Choose A Life Insurance Beneficiary

One of the world’s most influential fashion moguls passed away and may have dedicated part of a $300 million fortune to his pet cat. This had a lot of people undoubtedly thinking, “Who would I leave everything to if I...
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The Right Life Insurance Policy for You

Most of us are familiar with health insurance, auto insurance, and homeowners or renters insurance. But how much do you know about life insurance? Despite the fact that it’s one of the most important types of insurance to have, many...
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