Considering Long Term Care Coverage? Here’s a Reality Check

As more people are thinking about long-term care planning for their elder years, the industry is responding with ever more options. However, complete coverage may be out of reach for most people. Younger generations are taking notice, whether to encourage...
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Tis the Season…to Look

Here we are in the middle of another holiday season. Like most people, I enjoy spending the holidays in the company of family and friends, catching up on the year’s events and reliving old memories. As you speak with clients this...
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Separating Fact from Fiction When It Comes to Long Term Care Insurance

Few people are prepared to handle the financial burden of long-term health care. In fact, many people have a false sense of security when it comes to long-term care. Let’s separate fact from fiction. More...
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Careful Planning Saved a Family and a Business

The change from being a pastor to opening up an IT business is not for the fainthearted. Since Tim no longer had benefits through the church, they put in place health insurance, increased his personal disability insurance coverage, and added...
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Here’s What You Need to Know About a Long Term Care Insurance Policy

So you’ve made the decision to learn more about long-term care insurance. That’s smart, as neither health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future. Plus, there’s about a...
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9 Factors to Consider Before Buying Long Term Care Insurance

As the baby boomers get older, they face an important question: Who is going to take care of them when they can no longer care for themselves? About 13 percent of Americans try to answer this question by buying long-term care...
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One of the Biggest Myths About Long Term Care

Many people aren’t planning for their future long-term care needs because they think the government will pick up the tab. In reality, that’s just not true unless you are eligible for Medicaid (generally those with less than $2,000 in assets)....
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